Scammers in the U.S. and around the world defraud millions of people every year. They use the phone, email, postal mail, and the.net to trick you into sending money or giving personal information.
Here are 10 things you can do – or not – to stop a Scam.
– Things to Do
– What not to do
Things to Do
– Know who you are dealing with.
Try to find the physical address of a seller (not a PO Box) and phone number. With.net telephony services and other.net-based technologies, it is difficult to say that someone is calling. Do an online search for the company name and.netsite, and look for Reviews. If people report negative experiences, you have to decide whether the offer is worth the risk. After all, a deal is good only if a product that actually works as promised is obtained.
– Know that wiring money is like sending cash.
Scammers often insist that people wire money, especially overseas, because it is almost impossible to reverse the transaction or trace the money. Do not wire money to strangers, to sellers who insist on wire transfers for payment, or to any person claiming to be a relative or friend in case of emergency and want to keep the request secret.
– Read your monthly statements.
Scammers steal account information and then run up charges or commit crimes in your name. Rogue traders who billed monthly “fees” and other goods or services without your permission. If you see charges you do not recognize or did not okay, contact your card issuing bank or other creditor immediately.
– After a disaster, just give to established charities.
In the aftermath of a disaster, to give a charitable organization established, rather than one that has arisen overnight. Emerging charities probably do not have the infrastructure to get help to the affected areas or people, and you might be collecting money to finance illegal activities. For more tips you donate, check out ftc.gov / donations.
– Talk to your doctor before buying health products or treatments.
Ask about the research that supports the claims of a product – and the possible risks or side effects. Also, buy prescription drugs only from licensed pharmacies in the United States. Otherwise, you might end up with products that are fake, expired or mislabeled – In short, the products that could be hazardous to your health. Learn more about buying health products online.
– Remember there is no sure thing in investing.
If someone contacts low-risk investment opportunities with high returns, stay away. When you hear pitches that insist you act now, to ensure large profits, that promise little or no financial risk or demand to send cash immediately, report them to ftc.gov.
What not to do
– Do not send money to someone you do not know.
Not an online marketer you have never heard of – or an online love interest who asks for money. It is best to do business with the sites you know and trust. If you buy items through an online auction, consider using a payment option that provides protection as a credit card.
If you think you’ve found a good deal, but you are not familiar with the company, check it out. Enter the company name or product in your favorite search engine with terms like “Review,” “complaint” or “Scam” See what comes -. On the first page of results, as well as in subsequent pages.
Never pay fees first by the promise of a big payoff later – either a loan, a job, a scholarship or an award called.
– Do not agree to deposit a check again and transfer money.
By law, banks must make funds from deposited checks available within days, but the discovery of a fake check can take weeks. You are responsible for the checks you deposit: When a check turns out to be false, you are responsible for paying the bank. No matter how convincing the story, someone who overpay by check is almost certainly a Scammer.
– Do not respond to messages that ask for personal or financial information.
No matter if the message is sent as an email, a phone call, a text message or an advertisement. Do not click on links or call phone numbers included in the message, either. It’s called phishing. Thieves are behind these messages are trying to trick you into revealing confidential information. If you have a message like this, and you’re worried about your statement, call the number on your credit card or debit card – or your statement – and check on it.
– Do not play a foreign lottery.
It’s illegal to play a foreign lottery. And yet, the messages that tout their chances of winning a foreign lottery, or messages that say you have already earned may be tempting. Inevitably, you have to pay “taxes,” “fees” or “customs duties” to collect your prize. If you need to send money to collect, you have not won anything. And if you send money, you will lose. You will not get any money back, or, regardless of promises or guarantees.